It’s Time to Rethink Retirement
Rewrite In recent years, the financial markets have experienced extreme swings. This historic volatility combined with the limited availability of traditional retirement income sources, such as defined...
View ArticleUnderstanding the Basics
A fixed index annuity is a contract between you and an insurance company that may help you reach your long-term financial goals. In exchange for your premium payment, the insurance company provides...
View ArticleWho’s Who in a Fixed Index Annuity
Insurance Company: This is the company that issues the annuity. The insurance company is responsible for Insurance company backing the annuity’s guarantees. Contract Owner/Annuitant: These usually...
View ArticleUnderstanding the Benefits
A fixed index annuity (FIA) offers a unique combination of benefits that can help you achieve your long-term goals. No other product offers the tax deferral, indexed interest potential, and optional...
View ArticleTax Deferral
A Fixed Index Annuity Offers Tax Advantages During the accumulation phase of your contract, any interest growth is tax-deferred. If you purchase your fixed index annuity with after-tax dollars, you...
View ArticleIndexed Interest Potential
Rewrite Another advantage of a fixed index annuity is the opportunity to accumulate interest based on changes in an external index. Some FIAs offer you a choice of indexes rather than just one. In...
View ArticleProtection Benefits
Rewrite A third important advantage of a fixed index annuity is the range of guarantees and optional protection benefits available. These benefits allow you to transfer risk to the insurance company...
View ArticleIs a fixed index annuity right for you
Rewrite Only you know your goals for retirement, so only you can determine your needs. A fixed index annuity isn’t the right solution for everyone, and you shouldn’t buy one unless it’s appropriate for...
View ArticleProtection Benefits
Another important advantage of a fixed index annuity is the range of guarantees and optional protection benefits available. These benefits allow you to transfer risk to the insurance company issuing...
View ArticleIndexed Interest Potential
One advantage of a fixed index annuity is the opportunity to accumulate interest based on changes in an external index. Some FIAs offer you a choice of indexes rather than just one. In addition to...
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